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Our family run business is here to provide a friendly and warm environment to make customers who need short term loans feel relaxed and comfortable. Our rates are very competitive and transparent, making sure you know your return rates and interest charges clearly with no hidden extras!

With pawnbroking you also have the option of loaning against your items for up to 6 months. Customers can also renew this contract at the end by paying the outstanding interest and restarting the contract again.

You also have the Buy Back option which is for customers who need to borrow money for no longer than one month. This is a 30 day contract which gives you the opportunity for raising more capital against your goods for a short period of time only.

We lend against: Gold, diamonds, premier watches, designer handbags and goods of value i.e. cars, artwork and antiques. We can lend from £5 up to £50,000 within the hour.

Come in to see us for an instant valuation on your goods. You can also phone for a private meeting or alternatively email a description of your goods via our valuation form and we will contact you with a price or request more information.

Repairs and Servicing

Repairs and servicing is carried out in our on site workshop. Every repair is important to us, from the delicate soldering of your broken jewellery, ring size adjustments and polishing through to bespoke, re-modernising and designing of engagement rings, wedding bands and jewellery gifts to meet our clients desires.

Our expert watch repair service includes battery changes and re-seals, to servicing, refurbishing and after set alterations on all Swiss movements. All of our repairs come with a 12 month warranty and are done to the highest standard.

Expert Valuations

Having your item valued is always the first stop when deciding to pawn, sell or even keep. It can be a nerve-wrecking process and at Nikolas Patrick we aim to make it easy. We give honest valuations based on years of experience, knowledgeably providing advice and an opinion as to the current market value of an item.

We also offer an Insurance Valuation service. This valuation enables the full replacement cost of a lost or stolen item.

The information that you provide is stored in a secure database, in compliance with the Data Protection Act 1998. Our staff share a commitment to providing a highly personalised and discreet service to all of our customers.